BUYERS guide
Buy A Home
Pre-approval
It is essential that you know your qualifying level. We require that all of our clients speak to lending professionals to help determine what they are qualified to purchase. This not only saves valuable time and energy, but having pre-approval letters show sellers that you are a serious and qualified buyer. It very well may be the difference between sellers accepting your offer over others in multiple offer situations.
Getting pre-approved by a lender
By providing you with basic information about your income, savings, and debts, we can assist you in getting pre-approved by reputable lenders. The lenders will then go over your financing options, what monthly payment amounts you can afford, and what you can expect for down payment requirements and closing costs.
Choosing a home
For most buyers, choosing a home is an emotional process, and our agents can assist in this process by offering objective information about each property that you consider. They can provide local community information, such as schools and zoning, as well as home-specific details, including condition and amenities, to help you find precisely what you are looking for. Emerald Realty have experience in helping buyers purchase a variety of homes, from newly-built to those that need some tender loving care.
Making an offer
Once you've found the home of your dreams, my agents will research recent comparable sales of similar homes in the area to help determine competitive offers.
Closing Process
The closing process for real estate transactions can be complicated, and depending on your locations, they may be handled by escrow or title companies or attorneys. As your real estate agents, we will assist you in ensuring that all appropriate forms are filled out correctly, with all required initials and signatures in place, and that all information is current, accurate, and consistent on all documents. This is a crucial aspect of the closing process, as any discrepancies, inaccuracies, or missing information can cause delays. Regardless of your locations, we will work diligently to ensure that everything runs smoothly, and the closing process is completed successfully.
Why You Need an Agent
With our knowledge of the local real estate market and our commitment to exceptional service, we can provide you with personalized attention and support throughout the buying process. Whether you’re a first-time buyer or an experienced homeowner, we are ready to help you find the ideal home.
